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Terms of Service

Last updated: 9/6/2025

Agreement to Terms

By accessing and using Stonk Market ("the Service"), you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using the Service.

Service Description

Stonk Market is an educational simulation platform that allows users to:

  • Trade virtual "stocks" based on YouTube channels, Spotify artists, and Wikipedia pages
  • Use virtual currency for all transactions
  • Participate in community discussions and forums
  • Track simulated portfolio performance

IMPORTANT: This is a simulation platform using virtual currency only. No real money is involved in any transactions.

Third-Party API Compliance

YouTube API Services

By using our Service, you agree to be bound by the YouTube Terms of Service: https://www.youtube.com/t/terms

Spotify Web API

By using our Service, you agree to be bound by Spotify's Terms and Conditions: https://www.spotify.com/us/legal/end-user-agreement/

Wikipedia API

Wikipedia content is subject to the Wikimedia Terms of Use: https://foundation.wikimedia.org/wiki/Terms_of_Use

User Responsibilities

Users agree to:

  • Provide accurate account information
  • Maintain the confidentiality of account credentials
  • Use the Service in accordance with all applicable laws
  • Respect other users and maintain appropriate conduct in forums
  • Not attempt to manipulate or exploit the simulation system
  • Not use automated tools or bots without permission
  • Report any bugs or security vulnerabilities responsibly

Prohibited Activities

Users may not:

  • Post or share inappropriate, offensive, or illegal content
  • Harass, threaten, or intimidate other users
  • Attempt to gain unauthorized access to other accounts
  • Distribute malware or engage in phishing activities
  • Impersonate other individuals or organizations
  • Spam or send unsolicited communications
  • Violate intellectual property rights
  • Interfere with the proper functioning of the Service

Content and Intellectual Property

Users retain ownership of content they create (forum posts, comments). By posting content, users grant Stonk Market a non-exclusive license to display and distribute that content within the Service.

All data from third-party APIs (YouTube, Spotify, Wikipedia) remains subject to their respective terms and ownership policies.

Service Availability

We strive to maintain Service availability but do not guarantee uninterrupted access. We may:

  • Perform maintenance that temporarily disrupts service
  • Modify or discontinue features with reasonable notice
  • Suspend access for terms violations
  • Implement usage limits to ensure fair access

Disclaimers

Educational Purpose Only

This platform is for educational and entertainment purposes only. It does not constitute financial advice. Users should not base real investment decisions on simulated performance.

No Warranties

The Service is provided "as is" without warranties of any kind. We do not guarantee accuracy of third-party data or continuous availability of features.

Limitation of Liability

To the maximum extent permitted by law, Stonk Market shall not be liable for any indirect, incidental, special, or consequential damages arising from use of the Service.

Account Termination

We reserve the right to terminate accounts that violate these terms. Users may also delete their accounts at any time through the account settings page.

Upon termination, access to the Service will be revoked, and user data may be deleted according to our data retention policies.

Privacy

Your privacy is important to us. Please review our Privacy Policy for information about how we collect, use, and protect your data.

Changes to Terms

We may modify these Terms of Service at any time. Users will be notified of significant changes through email or platform announcements. Continued use after changes constitutes acceptance of updated terms.

Governing Law

These terms are governed by and construed in accordance with the laws of [Your Jurisdiction]. Any disputes will be resolved through binding arbitration or in the courts of [Your Jurisdiction].

Contact Information

For questions about these Terms of Service, please contact us:

Email: legal@stonkmarket.app

Address: [Your Business Address]

By using Stonk Market, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy.